You should submit your request for external review to the Ohio Department of Insurance (“Department”) within four months from the date that your insurer sent you the final decision.[6]
Information. You can find a copy of the request form here. You should include the following information with your request:
- The name of the applicant;
- The name of the insured;
- The name, address, and telephone number of the patient;
- The name, address, and telephone number of the insurance company;
- Insurance identification number and insurance claim/reference number;
- The name and telephone number of the employer;
- The name and address of your treating healthcare provider;
- The name and telephone number of the contact person with your healthcare provider;
- Your medical record number;
- The reason for the denial;
- A description of the disputed decision; and
- The health care provider certification form found on page 6 of the request packet (this step is only for expedited external review requests).[7]
Supporting documents. You should also include the following documentation:
- A signed medical record release form (included in the external review form packet);
- A copy of your insurance card;
- A copy of the final determination letter from your health insurer;
- A copy of your certificate of coverage or insurance policy benefit booklet; and
- Any additional or new information and documentation not included with your request for an internal appeal.[8]
Submitting a standard external review. If you are requesting a standard external review, you should submit your request to the following address:
Oklahoma Insurance Department
External Review
Five Corporate Plaza
3625 NW 56th Street, Suite 100
Oklahoma City, OK 73112-4511[9]
Submitting an expedited review. If you are requesting an expedited external review, you should call the Department at (800) 522-0071 or (405) 521-2828 to receive instructions on the fastest way to submit your request.[10]